What is financial planning?
- A detailed and comprehensive process that helps you figure out where you are financially today, where you want to be in the future, and the right blueprint to help you get there. We can offer you a “bite-size” approach at first and then move to a more comprehensive plan when you are comfortable. The important first steps are to gather your financial and lifestyle information.
- There is a no obligation visit to get acquainted via phone, web or in person.
- Lifetime Advisors Group maintains extensive training, adheres to a rigorous code of ethics, and offers financial planning strategies and money management strategies through ESI Financial Advisors.
What type of goals can you help me with?
- Short, intermediate or long term (retirement planning, starting or exiting your business, etc)
- Help you reduce your current income taxes, social security planning, retirement income planning, understanding pensions and
retirement plans, estate planning strategies, insurance issues, savings opportunities, cash flow, investments, trust strategies, and more. - Simplify your financial affairs, get a professional review or second opinion, implement and monitor your plan.
How do I pay for your services?
ONE OF OR A COMBINATION OF THESE OPTIONS:
- You can pay us for the time we work with you. This is based on the actual time spent in person, phone or web plus associated research.
- You can pay us an annual or monthly financial planning fee as needed to help with any concerns, goals, needs or financial issues.
- You can have us help manage your money with third party money managers for a fee based on the amount being managed.
- Any of the insurance companies we work with to help protect your family, paycheck or money, pay us a commission directly. You do not pay us a fee for insurance products. We thoroughly vet all of the companies we recommend and will answer any questions you may have before moving forward.
- One or a combination of methods could be used based on your individual situation – talk to us to determine the best way for you to work toward to your goals.
Do I need a minimum amount of money to get started with Lifetime Advisors Group?
- No, our commitment is to help everyone who wants and needs financial direction.
- No income or investment minimums needed for an hourly or pro-rated hourly consultation.
If you need a quick answer, an ongoing financial assessment or even a financial coach, we are accessible and will help all
do-it-yourselfers get quality and sound financial, investment and insurance advice.
- We also provide corporations and organizations with financial education for employees or members. Let us know if we can help educate your staff, team or organization.
If I use Lifetime Advisors Group to help develop a financial game plan, do I have to implement any of the recommended products or programs?
- No. We offer recommendations to help you meet your needs and objectives – but you are under no obligation to implement any of your plan with us, although many of our clients do ask us to help them implement and monitor their plans, which we gladly do.
How accessible is your team if I need you?
- When you are in need, Gayle will be available to provide advice, without requiring long term commitments, minimum income,
investment, or net worth. We can work with your schedule, providing flexibility in meeting hours, and you can always reach us by phone or email.
