gayle@lifetimeadvisorsgroup.com
(401) 821-0080

Investing & Retirement Planning by Women. For Women.

What's the #1 Thing A Financial Advisor Can Do For A Woman?

Listen to Them.

We Hear You. We've Been There Too.

Let's Talk. You Go First.

Retirement Planning. Social Security Planning. Estate Planning.

By Women. For Women. For You.

We Specialize in Helping Women Become More Engaged and Confident in Their Financial, Family, and Business Life.

Many of our clients are women who come to us for guidance with unique situations in dealing with their responsibilities. Concerns about their family, their business and their financials. After listening to and speaking with them, we always try to express our support and understanding. We know many of you are experiencing similar things, and while each life is different, financial security is always a common goal. And our goal is to help each and every woman take control of their financial lives. We offer women special business training as well as financial planning customized tailored to unique situations. If you feel you need some help managing your finances, contact us or make an appointment here.

A Matter of Strength and Necessity

Listening to and educating women on their finances is important to help them meet their life goals. That’s what we do for you: listen, educate and help.

  • Financial independence isn’t just about how much money you have. It’s also about having the confidence to make your own decisions. Female or male, single or married, we all need to be in control of our financial lives. This is no different for women. By doing so, we can be in control, make decisions that help us get to our goals—for ourselves and for future generations. 
  • For women, financial independence isn’t just a matter of strength; it’s a matter of necessity.
  • Longevity plus lower wages* mean because of challenges that are unique to women, like living longer and earning less money over time, there are extra considerations when learning to take charge of your finances.
  • From retirement to investing to financial management, there are steps women—and everyone—can take to better control their financial lives.

* https://iwpr.org/new-report-women-earn-less-than-men-in-all-occupations-even-ones-commonly-held-by-women/#:~:text=Washington%2C%20D.C.%20%E2%80%94%20Women%20are%20paid,Day%20on%20March%2012%2C%202024.

Why is it important for women to understand and plan their finances?

RETIREMENT
Women need more for retirement.* Due to longevity and health care costs, women should plan for longer retirements.** 

PERSONAL FINANCE
Savings & spending checkup. When you know how much you have and where it goes, it can help you feel better and reach your goals sooner.

CAREGIVING
Leaving work to care for loved ones. Caregiving can be an emotional, physical, and financial commitment that can take its toll.  Juggling work, family life and care giving can be an emotional and financial rollercoaster. As a result, you might consider quitting your job to care for your loved one but think carefully before you do this because the costs to you in lost income and future earning potential are not insignificant. For most of us women though, it is worth it and we wouldn’t have it any other way.

*https://www.merrilledge.com/article/why-women-need-to-save-more-than-men
** Centers for Disease Control and Prevention, Mortality in the United States, 2020, NCHS Data Brief No. 427, December 2021.

Read the Article in Providence Journal Highlighting how Gayle Empowers Women To Gain Financial Knowledge

Read the Article in Providence Journal Highlighting how Gayle Empowers Women To Gain Financial Knowledge

“Women on average live longer than men.*  Women leave work to care for loved ones. We often lose sight of ourselves and being able to be confident in the decisions we’re making” Read the article A Wealth of Knowledge in The Providence Journal highlighting Gayle’s career and philosophy of offering financial guidance for women and providing outreach to Latinos and other underserved communities.

* https://www.prb.org/resources/around-the-globe-women-outlive-men/

You're Not Alone. We advise many women Who have told us the Same Thing.

You're Not Alone. We advise many women Who have told us the Same Thing.

Personal finance is extremely important for women. Listening to and educating women on their finances is important to help them meet their life goals. That’s what we do for you: listen, educate and help.

Divorce Upsets Our Daily Balance of Life in Many Ways.* We Can Still Help You With a Retirement Strategy Even If You Were Too Busy to Plan for it.

Divorce Upsets Our Daily Balance of Life in Many Ways.* We Can Still Help You With a Retirement Strategy Even If You Were Too Busy to Plan for it.

For women, financial independence isn't just about how much money you have. It's also about having the confidence to make your own decisions.

* https://longevity.stanford.edu/wp-content/uploads/2021/11/NMOL_report_FINAL-5.pdf

Life is What Happens to you while you're making other plans. Especially for Women.

Life is What Happens to you while you're making other plans. Especially for Women.

Longevity plus lower wages mean women need to work harder, save more and learn to be in charge of their finances.

I need some guidance on my financial decisions

Women face unique challenges when it comes to achieving financial freedom and solvency. This whitepaper explores the investing pitfalls women—and all investors—should avoid when taking control of their financial futures.