Retirement Planning
Don’t Apply the Brakes All at Once.
Consider downshifting into your retirement.
Plan on slowing down and have conversations with us about your work – what you like, what you don’t like, and what your preferred job would be.
Do You Still Like What You Do?
You haven't lost your skills. You probably do your job better than ever. Many baby boomers’ eagerness to retire isn’t so much about the work but about the daily grind. They may feel retirement as their only out, yet have mixed feelings about it.
We Can Help You Decide if Now is the Right Time
Think about what you like, what you don’t like, and what your preferred job would be. Could your job be more enjoyable? What would it take to stay on a few more years?
Can you answer these questions?
How do you know when to retire, or if you can make ends meet, or if you can maintain your current lifestyle when you haven’t had the chance to “practice retirement”.
How do you make your money last as long as you do?
How do you get the income you need in retirement so you don’t have to worry about your daily expenses or having a little fun?
Retirement planning is about more than assets, investments and net worth. It’s about what you want to do with your money and why. It’s about identifying your concerns, expectations and goals – it’s about how you feel and what you want.
Let us help you address common fears and concerns such as health care costs, outliving your money and the best time to file for Social Security benefits. With knowledge comes the confidence to help you be aware of how likely you are to reach your goals and whether you are on track.
Below are common questions to ask as you approach retirement that we will help you answer and find the best solutions for with our holistic retirement planning approach.
- Will I be able to pay my bills and live the lifestyle I want?
- How much can I spend each month when I am retired?
- When should I take my social security?
- How do I reduce my taxes when retired?
- Can I travel and take more vacations, or spoil my grandkids more?
- What do I do with my 401k, my 4013b, my IRA’s, my other investment accounts?
- How do I put together a retirement income plan?
- Do I need life, dental, and vision insurance and what type of medicare supplement should I have?
- What do I need to do to protect my spouse/partner should I become sick or die?
- Should I take my pension as a lump sum or a monthly guaranteed payment stream?
- How can I become debt free?