Broker Check

Process

Option 1. Comprehensive Planner

Client Goals: To delegate analysis and decision making to a trusted advisor regarding all aspects of holistic financial life. 

These clients see total wealth management as the ability to have their financial lives planned completely in a thoughtful manner, removing the burden of worry. 

Our Comprehensive Planner clients require total management of holistic wealth. Investment, estate planning issues and risk management.

We will review, on a quarterly basis, all financial issues relating to:

1. Growth and creation of wealth

2. Preservation of wealth

3. Distribution of wealth

4. Maintenance of wealth and wishes after death

Fees for Service:

$2000-$5000 for Initial Plan* 

$1500 for Annual Plan or Updates

$100 per month to have us on retainer to be available to answer all questions and help solve financial problems


Option 2: Confident Investor

Client Goals: To delegate investment decisions to a trusted advisor who has the experience and resources to manage investments in clients’ best interest, in line with their goals. 

These clients see investment management as the way to reach financial goals and free up time. 

Our Confident Investor clients seek only investment services through a fee-based investment account. 

We will review goals and risk tolerance parameters, as well as maintain all aspects of the investment accounts. We will provide an annual investment review to make sure your goals are still aligned with your investment strategies.

Annual Advisors Asset Management Fees*

Assets and Fees

$50K-$250K (1.25%)

$250K-$500K (1%)

$500K-$1M (.85%)

$1M-$2M (.75%)

$2M+ Negotiable


Option 3: Collaborator

Client Goals: To address specific financial issues such as: 

• 401(k) rollovers

• Establishing IRA’s

• Insurance Strategies

• Saving/Budgeting

These clients want guidance on specific
solutions for a specific situation or goal. 

Our Collaborator clients have more limited or simple needs. They may have questions about specific issues or products that we can help establish or resolve. 

We will engage in an initial review to determine the scope of the project or questions. The engagement ends once the product is established/question is resolved

Hourly Fees:

Planner: $185 /hr

Project Fees: By Quote


Option 4: Commission

Client Goals: To address a specific need
such as: 

• Medicare Supplements

• Annuities - Income stream or accumulate

• Life Insurance, disability insurance, and long-term care coverage

Our Commission clients have limited needs or a very specific need to discuss. These needs can be solved by implementing new ideas and strategies. 

The engagement ends once the Financial Tool is established/question is resolved. There is never a fee with this type of planning. We are compensated directly  by the companies.

Fees:

Paid by companies that are used

* Additional platform and strategist fees may apply. Subject to change without notice.

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